BENEFITS OF VOLUNTEERING WITH HABITAT
1. Learning about affordable housing and its influence.
2. Doing things that push you outside your comfort zone.
3. Becoming familiar with the community you are working in.
4. Working with people who are passionate about what they do.
5. Building new friendships and community.
6. Gaining skills and knowledge in an area, you wouldn’t usually.
7. Having the opportunity to give someone not just a house, but a home.
Applications are now CLOSED for our homeownership program for the 16 new homes that we will be building on Cudjoe Key. Thank you to everyone who applied!
Habitat for Humanity of Key West and Lower Florida Keys partners with families in need to build affordable energy efficient homes, which are built using professional contractors and volunteer labor.
Each homeowner family is required to invest a minimum of 350 hours of “sweat equity” to become eligible to purchase their home with an affordable mortgage.
HOW TO QUALIFY FOR HOMEOWNERSHIP
There are 3 main requirements:
Must be a first-time home buyer (have not owned a home in the past three years)
Living in overcrowded, substandard, temporary, or public housing OR paying more than 30% of household income for current housing (cost burdened)
Unable to secure adequate housing through the private market
ABILITY TO PAY:
Have stable employment or other source of income
Have acceptable credit history
Earn an annual income that ensures no more that 30% of earnings will be utilized to pay for housing costs, including taxes and insurance (not cost burdened)
(In order to qualify there is also a maximum income based on Monroe County Affordable Workforce Housing Guidelines, and 70% of household income must be earned in Monroe County)
WILLINGNESS TO PARTNER:
Applicants must be US Citizens or Permanent Residents
Applicant families must invest 350 hours of “sweat equity” volunteer labor
Applicants must attend educational home ownership classes
Applicants must reside in Monroe County for 12 months prior to applying.
PLEASE NOTE, THE APPLICATION PERIOD IS CLOSED. TO BE SURE YOU RECEIVE NOTIFICATIONS OF OPEN APPLICATION PERIODS, SIGN UP FOR OUR NEWSLETTER BY SCROLLING DOWN AND ENTERING YOUR EMAIL ADDRESS.
Join Our Newsletter! Stay informed with happenings at Habitat.